Hard Money Loans in Pacific Beach
Fast private real estate financing in Pacific Beach. Close in 7-10 days with no appraisals required.
$1.4M
Median Price
+8.3%
YoY Change
$0.0M+
We've Funded
0+
Deals Closed
Why Trinity for Pacific Beach?
Pacific Beach combines strong rental demand with active investor interest. The beach community attracts both fix-and-flip investors and builders doing new construction infill projects.
PB's active market means speed matters. We've closed multiple deals here in under 10 days when investors needed to move fast.
"Pacific Beach moves fast—it's one of San Diego's most active markets for investors. Fix-and-flip and new construction opportunities come and go quickly here."
Loan Programs Available in Pacific Beach
Residential Acquisition
Fast financing for investment properties in Pacific Beach. Single-family, condos, multi-family.
- Up to 75% LTV
- No appraisals required
- Close in 7-10 days
- Interest-only payments
Construction & Rehab
Ground-up, remodels, and fix-and-flip financing in Pacific Beach.
- Up to 65% of ARV
- Flexible draw schedule
- 24-48 hour draws
- Construction expertise
Cash-Out Refinance
Access equity in your Pacific Beach investment property quickly.
- Up to 75% LTV
- No income verification
- Asset-based lending
- Quick closings
Hard Money Loans in Pacific Beach: FAQs
What types of properties do you finance in Pacific Beach?
We finance all non-owner-occupied properties in Pacific Beach, including single-family homes, condos, townhomes, multi-family properties, and commercial real estate. This includes properties in North Pacific Beach, Crown Point, Pacific Beach, and surrounding areas.
How quickly can you close on a Pacific Beach property?
We typically close in 7-10 days from approval. Since we don't require appraisals and make decisions in-house, we can move as fast as title and escrow allow. For competitive Pacific Beach deals, this speed is often the difference between winning and losing.
What is the typical loan size for Pacific Beach?
Our loans range from $1 million to $8 million, which covers most Pacific Beach investment properties. Given Pacific Beach's median home price of $1.4M, our typical loan in this area ranges from $1.5M to $5M.
What are your rates for Pacific Beach properties?
Our rates range from 9.99% to 10.99% depending on the loan type, property, and risk profile. We offer interest-only payments, so you only pay on the outstanding balance. Points range from 0.5 to 2 depending on the deal.
Also serving nearby communities:
Ready to Discuss Your Pacific Beach Project?
Contact us today to get a quote on your Pacific Beach real estate investment.