Hard Money Loans in La Jolla
Fast private real estate financing for La Jolla's competitive coastal market. Close in 7-10 days with no appraisals required.
$0.0M+
Funded in La Jolla
0+
Deals Closed
7-10
Days to Close
Why Trinity for La Jolla?
La Jolla's ultra-luxury coastal market moves fast. Properties receive multiple offers within days, and sellers prefer buyers who can close quickly and reliably. Traditional bank financing simply can't keep up.
Trinity Mortgage Fund specializes in La Jolla real estate. Our principals have been active in this market for decades, giving us deep knowledge of property values, development potential, and market dynamics that other lenders lack.
Whether you're acquiring a property on Prospect Street, developing a new construction project in the Bird Rock area, or refinancing an investment in the Village, we can move as fast as title and escrow allow.
Loan Programs Available in La Jolla
Residential Acquisition
Fast financing for single-family homes, condos, and multi-family properties in La Jolla.
- Up to 75% LTV
- No appraisals required
- Close in 7-10 days
- Interest-only payments
Construction & Rehab
Ground-up construction, major remodels, and fix-and-flip financing in La Jolla.
- Up to 65% of ARV
- Flexible draw schedule
- 24-48 hour draws
- Construction expertise
Cash-Out Refinance
Access equity in your La Jolla investment property quickly and easily.
- Up to 75% LTV
- No income verification
- Asset-based lending
- Quick closings
Recent Deals in La Jolla
View All La Jolla DealsHard Money Loans in La Jolla: FAQs
What types of properties do you finance in La Jolla?
We finance all non-owner-occupied properties in La Jolla, including single-family homes, condos, townhomes, multi-family properties, and commercial real estate. This includes properties in the Village, Bird Rock, La Jolla Shores, and surrounding areas.
How quickly can you close on a La Jolla property?
We typically close in 7-10 days from approval. Since we don't require appraisals and make decisions in-house, we can move as fast as title and escrow allow. For competitive La Jolla deals, this speed is often the difference between winning and losing.
What is the typical loan size for La Jolla?
Our loans range from $1 million to $8 million, which covers most La Jolla investment properties. Given La Jolla's high property values, our typical loan in this area is between $2-5 million.
Do you have experience with La Jolla's regulations?
Yes. Our team has been active in La Jolla for decades. We understand the Coastal Commission requirements, local permitting processes, and the unique aspects of the La Jolla market that affect property values and development timelines.
Also serving nearby communities:
Ready to Discuss Your La Jolla Project?
Contact us today to get a quote on your La Jolla real estate investment.