Mission Beach Property - Hard Money Loans
Mission Beach, California

Hard Money Loans in Mission Beach

Fast private real estate financing in Mission Beach. Close in 7-10 days with no appraisals required.

$1.6M

Median Price

+7.8%

YoY Change

$0.0M+

We've Funded

0+

Deals Closed

Why Trinity for Mission Beach?

Mission Beach offers rare oceanfront real estate opportunities. The narrow peninsula between the ocean and bay creates premium values for both bayside and oceanfront properties.

Mission Beach's vacation rental market and limited land make it ideal for both acquisition and construction financing.

"Mission Beach's unique oceanfront lots create interesting development opportunities. We've financed everything from vacation rentals to ground-up construction on the strand."

John McColl, Founding Partner
Mission Beach Hard Money Loan Property - Trinity Mortgage Fund

Loan Programs Available in Mission Beach

Residential Acquisition

Fast financing for investment properties in Mission Beach. Single-family, condos, multi-family.

  • Up to 75% LTV
  • No appraisals required
  • Close in 7-10 days
  • Interest-only payments
Learn More

Construction & Rehab

Ground-up, remodels, and fix-and-flip financing in Mission Beach.

  • Up to 65% of ARV
  • Flexible draw schedule
  • 24-48 hour draws
  • Construction expertise
Learn More

Cash-Out Refinance

Access equity in your Mission Beach investment property quickly.

  • Up to 75% LTV
  • No income verification
  • Asset-based lending
  • Quick closings
Learn More

Hard Money Loans in Mission Beach: FAQs

What types of properties do you finance in Mission Beach?

We finance all non-owner-occupied properties in Mission Beach, including single-family homes, condos, townhomes, multi-family properties, and commercial real estate. This includes properties in South Mission Beach, North Mission Beach, Mission Bay, and surrounding areas.

How quickly can you close on a Mission Beach property?

We typically close in 7-10 days from approval. Since we don't require appraisals and make decisions in-house, we can move as fast as title and escrow allow. For competitive Mission Beach deals, this speed is often the difference between winning and losing.

What is the typical loan size for Mission Beach?

Our loans range from $1 million to $8 million, which covers most Mission Beach investment properties. Given Mission Beach's median home price of $1.6M, our typical loan in this area ranges from $1.5M to $5M.

What are your rates for Mission Beach properties?

Our rates range from 9.99% to 10.99% depending on the loan type, property, and risk profile. We offer interest-only payments, so you only pay on the outstanding balance. Points range from 0.5 to 2 depending on the deal.

Also serving nearby communities:

Ready to Discuss Your Mission Beach Project?

Contact us today to get a quote on your Mission Beach real estate investment.