Solana Beach Property - Hard Money Loans
Solana Beach, California

Hard Money Loans in Solana Beach

Fast private real estate financing in Solana Beach. Close in 7-10 days with no appraisals required.

$2.1M

Median Price

+6.5%

YoY Change

$0.0M+

We've Funded

0+

Deals Closed

Why Trinity for Solana Beach?

Solana Beach combines coastal living with relative value compared to neighboring Del Mar. The Cedros Design District and beach access make this a desirable investment market.

Just minutes from our Del Mar office, we can evaluate Solana Beach properties quickly and often fund within a week.

"Solana Beach offers excellent value relative to Del Mar and La Jolla, with the same coastal lifestyle. We're seeing strong investor activity here."

Dan McColl, Director of Construction Lending
Solana Beach Hard Money Loan Property - Trinity Mortgage Fund

Loan Programs Available in Solana Beach

Residential Acquisition

Fast financing for investment properties in Solana Beach. Single-family, condos, multi-family.

  • Up to 75% LTV
  • No appraisals required
  • Close in 7-10 days
  • Interest-only payments
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Construction & Rehab

Ground-up, remodels, and fix-and-flip financing in Solana Beach.

  • Up to 65% of ARV
  • Flexible draw schedule
  • 24-48 hour draws
  • Construction expertise
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Cash-Out Refinance

Access equity in your Solana Beach investment property quickly.

  • Up to 75% LTV
  • No income verification
  • Asset-based lending
  • Quick closings
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Hard Money Loans in Solana Beach: FAQs

What types of properties do you finance in Solana Beach?

We finance all non-owner-occupied properties in Solana Beach, including single-family homes, condos, townhomes, multi-family properties, and commercial real estate. This includes properties in Solana Beach, Lomas Santa Fe, Eden Gardens, and surrounding areas.

How quickly can you close on a Solana Beach property?

We typically close in 7-10 days from approval. Since we don't require appraisals and make decisions in-house, we can move as fast as title and escrow allow. For competitive Solana Beach deals, this speed is often the difference between winning and losing.

What is the typical loan size for Solana Beach?

Our loans range from $1 million to $8 million, which covers most Solana Beach investment properties. Given Solana Beach's median home price of $2.1M, our typical loan in this area ranges from $1.5M to $5M.

What are your rates for Solana Beach properties?

Our rates range from 9.99% to 10.99% depending on the loan type, property, and risk profile. We offer interest-only payments, so you only pay on the outstanding balance. Points range from 0.5 to 2 depending on the deal.

Ready to Discuss Your Solana Beach Project?

Contact us today to get a quote on your Solana Beach real estate investment.