Fix and Flip Loans in San Diego, California
Trinity Mortgage Fund provides comprehensive fix and flip financing for San Diego investors targeting high-value properties in prime neighborhoods like Downtown, North Park, Hillcrest, and Mission Hills. With recent funded deals including a $3.8M residential acquisition and $3.9M single-family new construction project, TMF understands the capital requirements for substantial San Diego renovations where median home values reach $0.99M.
$990K
Median Home Value
-0.0%
YoY Price Change
$22.2M+
Total Funded
11+
Deals Closed
Why Choose TMF for Fix and Flip in San Diego?
Trinity Mortgage Fund provides comprehensive fix and flip financing for San Diego investors targeting high-value properties in prime neighborhoods like Downtown, North Park, Hillcrest, and Mission Hills. With recent funded deals including a $3.8M residential acquisition and $3.9M single-family new construction project, TMF understands the capital requirements for substantial San Diego renovations where median home values reach $0.99M.
Our fix and flip loans combine acquisition and renovation financing in one transaction, funding up to 75% of purchase price plus 100% of rehab costs. Licensed under CFL #60DBO-59425 and DRE #02018057, we close deals in 7-10 days to help investors secure competitive properties in San Diego's fast-moving market, with no income verification required and rates from 10.49% to 12.99%.
Fix and Flip Loan Terms
Max LTV
Up to 75% of purchase + 100% of rehab
Rate Range
10.49% - 12.99%
Term
6-18 months
Min Loan
$500K
Max Loan
$10M
Closing Time
7-10 days
Recent Deals in San Diego
View All San Diego Deals
Summit Crest Circle
Residential Acquisition
$3,771,000
5811 Box Canyon Rd
Cash-Out Refinance
$2,500,000
722 Nantasket Ct
Single-Family New Construction
$3,850,000
Commerce
Bridge/Construction
$375,000
242 Playa Del Norte St
Multi-Family New Construction
$5,600,000
Mission Cliff
Fix and Flip
$1,060,000
San Diego Real Estate Market
San Diego's $0.99M median home value creates substantial profit potential for experienced flippers, particularly in transitioning neighborhoods like Normal Heights, Kensington, and Bankers Hill where renovation investments can yield significant returns. While the market has seen a -3.4% year-over-year change, this correction has created acquisition opportunities for investors with proper financing.
The city's diverse neighborhood character, from historic Hillcrest to urban Downtown, requires specialized renovation approaches and substantial capital commitments. TMF's $1M to $20M loan range aligns with San Diego's higher property values and renovation costs, supporting projects that smaller lenders cannot finance.
Neighborhoods We Serve in San Diego
Fix and Flip in San Diego: Frequently Asked Questions
What loan amounts does TMF offer for San Diego fix and flip projects?
Trinity Mortgage Fund provides fix and flip loans from $1M to $20M in San Diego, reflecting the area's $0.99M median home value and higher renovation costs in neighborhoods like Mission Hills and Downtown.
How quickly can TMF close a fix and flip loan in San Diego?
We close fix and flip loans in 7-10 days, which is crucial in San Diego's competitive market where investors need fast financing to secure properties in desirable areas like North Park and Hillcrest.
What percentage of purchase price and rehab costs will TMF finance?
TMF finances up to 75% of the purchase price plus 100% of rehabilitation costs, with rehab funds held back and released through construction draws as work progresses on your San Diego property.
What interest rates does TMF offer on San Diego fix and flip loans?
Our fix and flip loans range from 10.49% to 12.99% with terms of 6-18 months, allowing investors flexibility to complete renovations and resell properties in San Diego's market conditions.
Which San Diego neighborhoods does TMF finance fix and flip projects in?
TMF finances fix and flip projects throughout San Diego including Downtown, North Park, Hillcrest, Normal Heights, Kensington, Mission Hills, and Bankers Hill, with recent funded deals including $3.8M and $3.9M residential projects.
Does TMF require income verification for San Diego fix and flip loans?
No, TMF does not require income verification for fix and flip loans, focusing instead on the property value and renovation plan, which streamlines approval for San Diego investors with complex income structures.
Other Loan Types in San Diego
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