Bridge Loans in San Diego, California
Trinity Mortgage Fund has established itself as San Diego's premier hard money bridge lender since 2016, funding over $20M in local deals including a recent $3.8M residential acquisition and $2.5M cash-out refinance. Our deep understanding of San Diego's coastal market, from Downtown high-rises to North Park bungalows, enables us to structure bridge loans that work for your timeline and exit strategy.
$990K
Median Home Value
-0.0%
YoY Price Change
$22.2M+
Total Funded
11+
Deals Closed
Why Choose TMF for Bridge in San Diego?
Trinity Mortgage Fund has established itself as San Diego's premier hard money bridge lender since 2016, funding over $20M in local deals including a recent $3.8M residential acquisition and $2.5M cash-out refinance. Our deep understanding of San Diego's coastal market, from Downtown high-rises to North Park bungalows, enables us to structure bridge loans that work for your timeline and exit strategy.
With median home values at $990,000 and inventory constraints across neighborhoods like Mission Hills and Bankers Hill, San Diego buyers need speed and certainty. Our bridge loans close in 7-14 days with loan amounts from $1M to $20M, allowing you to secure properties in competitive markets like Hillcrest and Kensington without contingencies. Licensed under CFL #60DBO-59425 and DRE #02018057, we offer interest-only payments, no prepayment penalties, and cross-collateralization options that provide maximum flexibility for your San Diego real estate strategy.
Bridge Loan Terms
Max LTV
Up to 70% LTV
Rate Range
9.99% - 12.99%
Term
6-18 months
Min Loan
$1M
Max Loan
$15M
Closing Time
7-14 days
Recent Deals in San Diego
View All San Diego Deals
Summit Crest Circle
Residential Acquisition
$3,771,000
5811 Box Canyon Rd
Cash-Out Refinance
$2,500,000
722 Nantasket Ct
Single-Family New Construction
$3,850,000
Commerce
Bridge/Construction
$375,000
242 Playa Del Norte St
Multi-Family New Construction
$5,600,000
Mission Cliff
Fix and Flip
$1,060,000
San Diego Real Estate Market
San Diego's real estate market presents unique opportunities for bridge loan financing, particularly in established neighborhoods like Normal Heights and Mission Hills where properties often require quick closings. Despite a -3.4% year-over-year change in median values, the $990,000 median home price reflects sustained demand in coastal Southern California's premier market.
Bridge loans prove especially valuable in San Diego's competitive landscape where sellers favor cash offers and quick closes. From Downtown's urban core to the tree-lined streets of Kensington, properties often sell within days of listing, making traditional financing timelines impractical. Our recent $3.9M single-family new construction loan and $400,000 bridge construction project demonstrate how flexible short-term financing serves diverse property types across San Diego County.
Neighborhoods We Serve in San Diego
Bridge in San Diego: Frequently Asked Questions
How quickly can Trinity Mortgage Fund close a bridge loan in San Diego?
We typically close bridge loans in San Diego within 7-14 days. Our recent $3.8M residential acquisition in San Diego closed in 10 days, allowing the borrower to secure the property in a competitive multiple-offer situation.
What loan amounts does TMF offer for San Diego bridge loans?
Trinity Mortgage Fund provides bridge loans from $1M to $20M in San Diego. Our recent local deals include a $5.6M multi-family new construction loan and a $2.5M cash-out refinance, demonstrating our capacity across different loan sizes.
Which San Diego neighborhoods does Trinity Mortgage Fund serve?
We actively lend throughout San Diego's core neighborhoods including Downtown, North Park, Hillcrest, Normal Heights, Kensington, Mission Hills, and Bankers Hill. These areas represent our primary lending focus given their median home values around $990,000.
What are Trinity Mortgage Fund's bridge loan rates and terms in San Diego?
Our San Diego bridge loans range from 9.99% to 12.99% with terms of 6-18 months and loan-to-value ratios up to 70%. All loans feature interest-only payments and no prepayment penalties for maximum flexibility.
Can I use a bridge loan for construction projects in San Diego?
Yes, we fund construction and renovation projects in San Diego. Recent examples include a $3.9M single-family new construction loan and a $400,000 bridge construction project, both demonstrating our experience with development financing.
What makes Trinity Mortgage Fund different from other San Diego hard money lenders?
Founded in 2016 and headquartered in Del Mar, we focus exclusively on coastal Southern California with deep local market knowledge. Our licenses (CFL #60DBO-59425, DRE #02018057) and track record of funding over $20M in San Diego deals reflect our commitment to this specific market.
Other Loan Types in San Diego
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