Commercial Real Estate Loans in San Diego, California
Trinity Mortgage Fund provides commercial real estate financing from $1M to $20M throughout San Diego County, with a proven track record of closing complex transactions in 14-21 days. Our asset-based underwriting approach focuses on property value rather than borrower tax returns, making us the preferred choice for investors acquiring retail, office, mixed-use, and industrial properties in prime locations from Downtown to Mission Hills.
$990K
Median Home Value
-0.0%
YoY Price Change
$22.2M+
Total Funded
11+
Deals Closed
Why Choose TMF for Commercial in San Diego?
Trinity Mortgage Fund provides commercial real estate financing from $1M to $20M throughout San Diego County, with a proven track record of closing complex transactions in 14-21 days. Our asset-based underwriting approach focuses on property value rather than borrower tax returns, making us the preferred choice for investors acquiring retail, office, mixed-use, and industrial properties in prime locations from Downtown to Mission Hills.
Since 2016, we have funded significant commercial transactions across San Diego, including a recent $5.6M multi-family new construction project and multiple acquisition and repositioning deals. Our flexible loan structures accommodate up to 65% LTV with rates from 10.99% to 13.99%, allowing investors to capitalize on opportunities in San Diego's dynamic commercial market despite current median property values of $0.99M and recent market adjustments.
Commercial Loan Terms
Max LTV
Up to 65% LTV
Rate Range
10.99% - 13.99%
Term
6-24 months
Min Loan
$1M
Max Loan
$15M
Closing Time
14-21 days
Recent Deals in San Diego
View All San Diego Deals
Summit Crest Circle
Residential Acquisition
$3,771,000
5811 Box Canyon Rd
Cash-Out Refinance
$2,500,000
722 Nantasket Ct
Single-Family New Construction
$3,850,000
Commerce
Bridge/Construction
$375,000
242 Playa Del Norte St
Multi-Family New Construction
$5,600,000
Mission Cliff
Fix and Flip
$1,060,000
San Diego Real Estate Market
San Diego's commercial real estate market presents unique opportunities for value-add and repositioning projects, particularly in established neighborhoods like Hillcrest, North Park, and Bankers Hill where mixed-use developments are increasingly popular. With median property values at $0.99M and a recent YoY decline of 3.4%, experienced investors are finding attractive acquisition opportunities that require flexible, fast-closing financing.
The city's diverse commercial landscape spans from high-rise office buildings in Downtown's financial district to neighborhood retail centers in Normal Heights and Kensington. Trinity Mortgage Fund's commercial lending platform is specifically designed for these opportunities, offering the speed and flexibility that traditional banks cannot match in San Diego's competitive market.
Neighborhoods We Serve in San Diego
Commercial in San Diego: Frequently Asked Questions
What types of commercial properties does Trinity Mortgage Fund finance in San Diego?
We finance retail, office, mixed-use, and industrial properties throughout San Diego County with loan amounts ranging from $1M to $20M. Our recent funded deals include commercial acquisitions, repositioning projects, and new construction in neighborhoods from Downtown to Mission Hills.
How quickly can Trinity Mortgage Fund close a commercial loan in San Diego?
We close commercial real estate loans in 14-21 days throughout San Diego County. Our streamlined underwriting process and local market expertise allow us to move faster than traditional banks, which is critical in San Diego's competitive commercial market.
What are Trinity Mortgage Fund's commercial loan terms for San Diego properties?
We offer commercial loans up to 65% LTV with interest rates from 10.99% to 13.99% and terms of 6-24 months. No tax returns are required as we use asset-based underwriting focused on the property value rather than borrower financials.
Does Trinity Mortgage Fund finance value-add commercial projects in San Diego?
Yes, we specialize in value-add and repositioning projects throughout San Diego. We have funded acquisition and renovation projects in transitioning neighborhoods like North Park and Hillcrest, where commercial property repositioning opportunities are particularly strong.
What is the minimum loan amount for commercial properties in San Diego?
Our minimum commercial loan amount is $1M, with a maximum of $20M. Recent funded San Diego deals range from smaller bridge loans at $400,000 to larger projects like our $5.6M multi-family new construction financing.
Are tax returns required for commercial loans in San Diego?
No, Trinity Mortgage Fund does not require tax returns for commercial real estate loans in San Diego. Our asset-based underwriting focuses on the property's value and the deal structure, allowing us to close loans faster than traditional lenders who require extensive borrower documentation.
Other Loan Types in San Diego
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