Hard Money Loans in Orange County
Fast private real estate financing in Orange County. Close in 7-10 days with no appraisals required.
$1.2M
Median Price
+5.9%
YoY Change
$0.0M+
We've Funded
0+
Deals Closed
Why Trinity for Orange County?
Orange County's diverse real estate market—from coastal luxury to inland investment properties—offers opportunities across our full range of loan products.
We're actively growing our Orange County presence, with recent deals in Newport Beach, Corona del Mar, and Laguna Beach.
"Orange County is a natural expansion for Trinity. The coastal markets from Newport to Laguna share characteristics with our core San Diego territory."
Loan Programs Available in Orange County
Residential Acquisition
Fast financing for investment properties in Orange County. Single-family, condos, multi-family.
- Up to 75% LTV
- No appraisals required
- Close in 7-10 days
- Interest-only payments
Construction & Rehab
Ground-up, remodels, and fix-and-flip financing in Orange County.
- Up to 65% of ARV
- Flexible draw schedule
- 24-48 hour draws
- Construction expertise
Cash-Out Refinance
Access equity in your Orange County investment property quickly.
- Up to 75% LTV
- No income verification
- Asset-based lending
- Quick closings
Hard Money Loans in Orange County: FAQs
What types of properties do you finance in Orange County?
We finance all non-owner-occupied properties in Orange County, including single-family homes, condos, townhomes, multi-family properties, and commercial real estate. This includes properties in Newport Beach, Corona del Mar, Laguna Beach, and surrounding areas.
How quickly can you close on a Orange County property?
We typically close in 7-10 days from approval. Since we don't require appraisals and make decisions in-house, we can move as fast as title and escrow allow. For competitive Orange County deals, this speed is often the difference between winning and losing.
What is the typical loan size for Orange County?
Our loans range from $1 million to $8 million, which covers most Orange County investment properties. Given Orange County's median home price of $1.2M, our typical loan in this area ranges from $1.5M to $5M.
What are your rates for Orange County properties?
Our rates range from 9.99% to 10.99% depending on the loan type, property, and risk profile. We offer interest-only payments, so you only pay on the outstanding balance. Points range from 0.5 to 2 depending on the deal.
Also serving nearby communities:
Ready to Discuss Your Orange County Project?
Contact us today to get a quote on your Orange County real estate investment.