Point Loma, California

Commercial Land Loans in Point Loma, California

Commercial real estate financing in Point Loma. Retail, office, mixed-use, and industrial properties with asset-based underwriting.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$990K

Median Home Value

-0.0%

YoY Price Change

Up to 50% LTV

Max LTV

14-21 days

Closing Time

Commercial Loan Features

Retail, office, mixed-use, and industrial
Asset-based underwriting
No tax returns required
Value-add and repositioning projects
Up to 65% LTV

Land Loan Terms

Max LTV

Up to 50% LTV

Rate Range

11.99% - 13.99%

Term

6-18 months

Min Loan

$1M

Max Loan

$10M

Closing Time

14-21 days

Commercial Land in Point Loma: FAQ

What types of commercial properties do you finance in Point Loma?

We finance retail, office, mixed-use, light industrial, and special-purpose commercial properties in Point Loma. All commercial loans are underwritten based on the asset value, not tenant financials or borrower income.

What is the maximum loan amount for commercial properties in Point Loma?

Our commercial land loans in Point Loma range from $1M to $15M. For larger deals, we evaluate on a case-by-case basis. LTV is typically up to 65% on stabilized commercial assets.

Can you finance vacant or transitioning commercial properties in Point Loma?

Yes. Unlike conventional lenders who require stabilized occupancy, we finance vacant, partially occupied, and transitioning commercial properties in Point Loma. We underwrite based on the asset, not the current cash flow.

How quickly can you close on a commercial property in Point Loma?

Commercial loans in Point Loma typically close in 14-21 days. More complex deals involving environmental or zoning review may take slightly longer, but we move as fast as due diligence allows.

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