Dana Point, CA 92629

Fix and Flip Loans in 92629 (Dana Point, CA)

Fast private real estate financing in the 92629 zip code. Serving Dana Point Harbor, Lantern Village and surrounding areas in Dana Point. Close in 7-10 days with no income verification.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$1.7M

Median Home Value

+0.0%

YoY Price Change

Up to 75% of purchase + 100% of rehab

Max LTV

7-10 days

Closing Time

Areas We Serve in 92629

The 92629 zip code covers Dana Point Harbor, Lantern Village in Dana Point, Orange County, California. Trinity Mortgage Fund provides fix and flip loans throughout this area for non-owner-occupied investment properties.

Dana Point HarborLantern Village

Fix and Flip Loan Terms

Max LTV

Up to 75% of purchase + 100% of rehab

Rate Range

10.49% - 12.99%

Term

6-18 months

Min Loan

$500K

Max Loan

$10M

Closing Time

7-10 days

Acquisition + renovation in one loan
Rehab funds held back and drawn as work completes
No income verification
Close fast to win competitive deals
Experienced flip team on staff

Fix and Flip in 92629: Frequently Asked Questions

What types of properties can I finance with a fix and flip loans in 92629?

Trinity Mortgage Fund finances all non-owner-occupied investment properties in the 92629 zip code (Dana Point, CA), including single-family homes, condos, townhomes, multi-family properties, and select commercial real estate. All loans are business purpose only.

How quickly can you close on a property in 92629 (Dana Point)?

We typically close in 7-10 days. Because we do not require appraisals and underwrite in-house, we move as fast as title and escrow allow. For competitive Dana Point deals this speed is often the difference between winning and losing.

What are your rates for fix and flip loans in the 92629 area?

Our rates range from 10.49% - 12.99% depending on the property, leverage, and risk profile. We offer interest-only payments so you only pay on the outstanding balance. Points typically range from 0.5 to 2 depending on the deal.

What is the maximum loan amount available in 92629?

Our loans range from $500K to $10M. Given the premium real estate in Dana Point (Orange County), our typical loan in this area falls in the $1.5M to $5M range, though we fund larger deals regularly.

Do I need to live in Dana Point to get a loan for a property in 92629?

No. We lend to borrowers nationwide who are investing in California properties. You do not need to live in Dana Point or even in California. The property must be located in our lending footprint and the loan must be for a business purpose.

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