Rancho Santa Fe property
Rancho Santa Fe, California

Multifamily ADU Loans in Rancho Santa Fe, California

Financing for multifamily and apartment properties in Rancho Santa Fe. 2-4 units, small apartments, and larger complexes.

CFL# 60DBO-59425
DRE# 02018057
Since 2016

$4.2M

Median Home Value

+0.0%

YoY Price Change

14-21 days

Closing Time

Multifamily Loan Features

2-4 unit and 5+ unit properties
Up to 75% LTV
Rental income not required
Close in 7-14 days
Interest-only payments

ADU Loan Terms

Rate Range

10.99% - 13.49%

Term

12-18 months

Min Loan

$500K

Max Loan

$5M

Closing Time

14-21 days

Multifamily ADU in Rancho Santa Fe: FAQ

What types of multifamily properties do you finance in Rancho Santa Fe?

We finance duplexes, triplexes, fourplexes, and larger apartment buildings in Rancho Santa Fe. All properties must be non-owner-occupied business purpose loans. Loan amounts range from $1M to $20M.

Do you require rental income history for multifamily loans in Rancho Santa Fe?

No. Our multifamily adu loans in Rancho Santa Fe are asset-based, meaning we underwrite based on the property value and borrower experience, not rental income. This makes us ideal for value-add acquisitions where rents will increase post-renovation.

How quickly can you close on a multifamily property in Rancho Santa Fe?

We typically close multifamily loans in Rancho Santa Fe within 10-14 days. For simpler deals with clean title, we can close in as few as 7 days.

What LTV do you offer on multifamily properties in Rancho Santa Fe?

LTV varies by deal. Contact us for a quote on your multifamily acquisition in Rancho Santa Fe.

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Get a multifamily adu quote for your Rancho Santa Fe property. We respond the same business day.

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